Frequently Asked Questions

Savings and investment

What is an appraisal and what is it for?

An appraisal is a report drawn up by a professional appraiser that assesses the actual value of a home or property based on the market and its features. It enables the bank to ascertain the exact value of the property to be mortgaged and determine how much money it can lend you for your mortgage, provided that it is your primary residence.

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Related questions

What should I prepare for the appraisal? How does the appraisal affect my mortgage application? What happens if the appraisal differs from the purchase price? How long does the appraisal take? How much does it cost and who has to pay for it? Can I choose the appraiser or does it have to be one appointed by the bank?

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