Easily calculate the monthly repayments for your new home

There is an imaginBank
mortgage adapted to you

Get the mortgage * that best suits you
among all the options we offer you.

Download the app

Fixed or mixed?

Choose between fixed or mixed rates for your mortgage and adjust it to your needs.

Find out more

Fixed-rate Mortgage 1

Fixed interest rate where you always pay the same amount.

Find out more

Mixed Mortgage 2

Fixed rate for the first 5 years and variable rate for the remaining years.

Choose your Autonomous Community

Get up to 90 % of the value of the property if you are aged between 18 and 35.

See conditions

Madrid Mortgage

Request up to €390,000.

See conditions

Balearic Islands Mortgage

Request up to €270,150.

See conditions

Andalusia mortgage

Request up to €295,240.

See conditions

Castile and León mortgage

Request up to €240,000.


A discounted mortgage is essentially a discounted interest rate given to the customer when he/she takes out a series of associated services or products from the bank. At Imagin, we only require you to direct deposit your salary and or contract the house and or life insurance with us if you want to be eligible for the discounted mortgage. 

Your monthly payment should not exceed 40% of your total income.

Once you have sent your mortgage assessment request, we will need you to send us a number of documents to carry out the evaluation. The documentation required will vary depending on your employment situation. As it is a mortgage, you must also provide information on the status of the property.

Salaried employee:

  • Tax ID
  • Proof of income (last 3 payslips, rents, revenue, etc.) and employment contract
  • Your last annual tax return
  • Signed declaration of property or capital gains tax


  • Annual VAT summary (form 390) and statements for this year
  • Annual summary of personal income tax (IRPF) deductions and statements for this year
  • Payment of business tax (IAE)
  • Last three social security payments and the payment of the quota for self-employed workers
  • Annual statement of activities with third parties (form 347)
  • Certificate attesting you are up to date with social security payments
  • Certificate attesting you are up to date with tax obligations

Property documents:

  • Supporting document of the Property Registration
  • Last property tax (IBI) bill for the property to be mortgaged
  • If necessary, certificate demonstrating being up-to-date with homeowners' association fees
  • Property purchase and sale agreement or deposit contract

Once you provide us with all the necessary documentation (personal documents, property and appraisal documents), after assessing your viability, we will be able to give you an answer in a matter of days.

This will depend on the schedule of the notary you choose. You will have to choose the notary to schedule the signing day and to receive advice.

Please note that, by law, once the ESIS (a binding document containing the mortgage conditions) and its annexes have been signed, you will have 10 calendar days, or 14 calendar days in Catalonia, to reflect on and review the mortgage conditions, before signing before a notary.

During the consultation, the notary will issue a certificate of compliance to be signed and this document will state the date from which the contract can be signed. As a minimum, you must complete the reflection period that applies in your case.

Not yet an imagin customer?
We'll tell you how to become one!
I'm interested

Other imagin products


Discover our environmental initiatives.


Discover the cards that make things easy for you!


If you care about it, we have a loan for it.


If you like video gaming & eSports this is your section.

We are what we do

We go above and beyond the standards that certify us as a company with good social, environmental and corporate practices.

Log in to our app for more details

Scan the QR and download the app

principal img