Life insurance

We only have one life, so that's why we're offering
an insurance policy with extensive coverage.

Protect yourself with the imagin Life insurance for young people

Are you one of those who thinks: "That won't ever happen to me", or are you always on alert? Either way, at imagin we know that unexpected events do happen, and it's always important to protect yourself... and in the best way possible.

Lots of coverage
for you and your loved ones

Get complete protection with all these advantages of MyBox Life insurance. ¹

Convenient payments
Same monthly premiums for the first 3 years.
We advance 50 % of the sum insured in the event of critical illness ²
For critical illnesses, such as cancer or a heart attack, we pay out 50 % of the insured capital.
The best coverage
Double indemnity in case of accidental death or accidental permanent total disability. ³

Download the app

How do I buy
life insurance?

Open an account or open the imagin app and in the Insurance section, select Life Insurance.

Enter your phone number.

Enter the time you want us to call you and press "Request call". We will contact you at the time specified.

FAQ

1. What does imagin life insurance cover?

Our life insurance doesn’t just help your beneficiaries * (who will receive a financial compensation equivalent to the insured capital ** you decided to purchase in your policy) in the event of your death. It also covers other unexpected events to protect you while you’re still around, such as permanent total disability *** or serious diseases ****.

* Beneficiary: the person(s) designated by the policyholder to receive the payout (the insured capital) if a situation covered by the policy were to occur.
** Insured capital: this is the value assigned to the goods covered by the policy, the maximum amount that VidaCaixa is required to pay in the event of a claim.
*** Permanent total disability: ³ physical situation of an irreversible nature that permanently and completely prevents the performance of any kind of work or professional activity. It does not include those cases in which a person is able to engage in a different line of work
*** Serious diseases: ² the coverage includes the following conditions: chronic condition of the coronary arteries that requires bypass surgery, Alzheimer’s, stroke, cancer, ALS (amyotrophic lateral sclerosis), non-temporary renal insufficiency, multiple sclerosis, myocardial infarction, vital organ transplant (heart, lung, liver, pancreas or bone marrow) and Parkinson’s.

2. When should I contract life insurance?

The coverage that can be taken out in a life insurance policy will depend on each insurance policy, depending on the age of the insured person at the time of taking out the policy.

For example, with MyBox Vida:

Customers up to 62 years old can take out insurance for: death, absolute permanent disability, accidental death, absolute permanent disability due to an accident, cancer, heart attack and serious illnesses.
Customers between 63 and 67 years of age can only take out death cover.

3. Can I have more than one insurance policy?

According to the applicable laws, there is no limit on the number of life insurance policies that a person can buy, or that a beneficiary can receive payouts from, either simultaneously or at different times.

See all the questions

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IRN: 5820-2023/17317
imaginBank by CaixaBank

1. The MyBox Vida policy has an initial duration of three years, and its premium is paid monthly. There is no surcharge for paying it in instalments. If the policy is renewed, the renewal premium can be recalculated as per the conditions of the policy. Starting from the fourth year, the MyBox insurance policy will be renewed automatically. Subject to the conditions of MyBox. The purchase conditions are available at any CaixaBank branch or at www.caixabank.es.

2. Coverage available only for policyholders up to the age of 62, whose premium is calculated taking into account the insured capital and the age of the insured at the time. The coverage for cancer, acute myocardial infarction, bypass and transplant, stroke, renal insufficiency, degenerative diseases (Alzheimer’s, Parkinsin’s and multiple sclerosis) and vital organ transplant are mutually exclusive, meaning if any of these conditions were to occur, the others will not be covered. 50% of the death and permanent total disability benefit will be paid, and the remaining 50% will be set aside exclusive to pay the death, permanent total disability, accidental death and accidental permanent total disability benefit, which shall remain in effect for said amount. Similarly, the coverage for cancer, acute myocardial infarction and other serious diseases will be subject to a waiting period of 90 days. Customers between the ages of 62 and 67 can only purchase the death benefit.

3 Double indemnity due to accident applies in those cases in which the death or permanent total disability occurs within 2 years from the time of the accident. Information subject to the underwriting and purchasing conditions of the insurance company. MyBox Vida is a life insurance product of VicaCaixa, S.A.U. de Seguros y Reaseguros, with VAT No A58333261. CaixaBank, S.A., exclusive banking-insurance operator of VidaCaiza, S.A.U. de Seguros y Reaseguros, and authorised agent of SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with VAT No A08663619 and headquartered in calle Pintor Sorolla, 2-4, 46002, Valencia, listed in the Registry of Insurance and Reinsurance Brokers of the DGSFP, under code OE0003. It has the corresponding professional civil liability insurance to cover any liabilities that could arise involving professional negligence, as required by the applicable laws. For more information, see its website.

4. Life insurance from VidaCaixa, S.A.U. de Seguros y Reaseguros, with tax ID A58333261 CaixaBank, S.A., the exclusive banking-insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised operator of SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. Holder of Tax ID code (NIF) A08663619 and registered address at c/ Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Mediator Registry of the DGSFP under code OE0003. Non-life insurance of SegurCaixa Adeslas. S.A. de Seguros y Reaseguros, marketed by CaixaBank, S.A., the exclusive banking-insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised operator of SegurCaixa Adeslas S.A. de Seguros y Reaseguros, with tax ID A08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Mediator Registry of the DGSFP under code OE0003.

5. imagin, the commercial brand of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products offered by the hybrid payment institution CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U., (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid), and the entity that offers the debit and credit cards.The system chosen by CPC to protect service users' funds is to deposit them in a separate account opened with CaixaBank S.A. The card is granted subject to analysis of the applicant's credit rating and their ability to pay, in keeping with the risk policies of CPC.