The cards that adapt to you
and make your day-to-day life easier

Easy to manage from the imagin app. Choose the one that best suits you.

Our cards, advantage to advantage

CaixaBankProtect security free of charge.

Withdraw cash at over 11,000 CaixaBank ATMs.

Block and unblock cards with just a tap in the app.

Pay as you like, with your phone, card or smartwatch.

Credit Cards

No issue or maintenance fees.1

MyCard2

Perfect for traveling around the world

  • The purchases appear in your account instantly and are charged 48 hours after confirmation.
  • Pay for your purchases in instalments to suit you3 and spread the cost across 2 months with no costs or interest (AER 0%).4
  • Your currency exchanges are free of charge.
  • In addition, we will not charge you fees for withdrawing cash from ATMs anywhere in the world. Although, the ATM owner may charge you a fee for using the ATM.5

imagin credit2 card

Buy today and pay conveniently

  • Whatever you buy, don't pay until the end of the month.
  • You can also pay for your purchases in instalments to suit you.3
  • Your currency exchanges are free of charge.
  • In addition, we will not charge you fees for withdrawing cash from ATMs anywhere in the world. Although the ATM owner may charge you a fee for using the ATM.5

imagin&GO2 card

Deferred payment credit card

  • Choose the monthly instalment you want to pay6 off your credit.7
  • Take control from the imagin App.
  • Faster purchases with contactless technology.

Other cards

Find out all the advantages and discounts they offer.

MAD Lions8 card

If you are a gamer, this is
your card!

  • Priority in activities at MAD Lions events.
  • Meet&Greets exclusive to players.
  • Discounts in MAD Lions merchandising.
  • Exclusive discounts for a selection of partners:
    • 20% discount at EPOS.
    • 15% discount when you buy Eneba videogames.
    • 15.000 gold in ArenaGG.

Youth Card9

Enjoy exclusive discounts and experiences

  • More than 60,000 discounts for shops, cultural and sports activities, transport, travel and more.
  • Free international travel assistance insurance.10
  • Courses abroad and student scholarships.
  • Choose your autonomous region.9

Do you have
any questions about cards?
We will give you the answer

It is no more or less than a payment instrument (which you can use to pay) and a credit facility (financing we make available that you can use to pay for something at the time of purchase). This means that with a credit card you do not pay using your account balance at that time; instead, you pay for your total spending for a given period (usually one month) at the end of that period (usually in the first few days of the next month). And, of course, without paying interest (0% NIR, 0% AER).

If the card offers deferred payments, or is payable at the end of the month but you use it with the deferred payment method, then, contrary to the above, you will not pay the total credit spent at the end of the agreed period; instead, you will pay it in monthly instalments that are used to pay down the credit used gradually, with interest accruing from the time you use the credit until it is paid in full.7

Basically, the big difference between the two is the payment method.
Paying with your debit card always means paying for your purchases with the balance you have in your account at that time. If you do not have enough balance... you will not be able to pay with that card. On the contrary, when you pay with a credit card, you don't have to use your account balance but can use the credit available on the card (up to the limit set in the contract), and repay the credit at the end of the agreed settlement period. Furthermore, paying with a credit card lets you choose either to repay all the credit you spend at the end of the settlement period interest-free (0% NIR, 0% AERor pay the credit drawn down in instalments, with the associated interest7.

Not necessarily. You decide if you want your credit card to be paid off at the end of the month, repaying all the credit you have drawn during the settlement period agreed. So at the end of this period, you will not pay interest (0% NIR, 0% AER). However, if you opt for repayment by instalments or choose to change your card's standard repayment method to deferred payment, you will pay the associated interest. This allows you greater flexibility of payment. as you will repay the credit you use through monthly instalments of the amount you choose, instead of paying the total amount.7

Of course, you can change the card payment method for any of those offered for the card, whenever you want.

View more FAQS

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