What documentation is needed to open an account for minors?

For both online and in the branch, you will need to verify your identities with the following documents: imaginKids: In digital form: the minor's DNI is required. At a branch: document K (provisional NIF) can be provided if the minor does not have a DNI. imaginTeens: In digital form: the minor's DNI is required. At a branch: if the minor is between 12 and 13 years old: Both the ID document and document K (provisional NIF) can be provided if the minor does not yet have a DNI card. If the minor is 14 years old or older: A DNI must be provided.

From what age can the Youth Card be requested?

The minimum age for applying for the Youth Card varies according to your autonomous community and the type of card you choose: Catalonia, Balearic Islands and Asturias: Non-financial type: from 12 years of age. Financial debit and prepaid modalities: from 14 years of age. Financial credit method: from 18 years of age. Canary Islands and Melilla: Non-financial type: from 14 years of age. Financial debit and prepaid modalities: from 14 years of age. Financial credit method: from 18 years of age. Murcia: Non-financial type: from 14 years of age. Financial dedit method: from 14 years of age. Financial credit method: from 18 years of age. Madrid and Navarre: Financial dedit method: from 14 years of age. Financial credit method: from 18 years of age.

imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Accounts for
minors

Specialised accounts with no fees,
which grow with them.

Whatever your age,
you will enjoy these benefits

No fees or commissions
No opening or maintenance fees 0% APR, 0% NIR.
Sign up 100% online
If you prefer, you can also do so at a CaixaBank branch.
Oversee and manage your account
In real time from your CaixaBank app.

Choose the imagin children's account
that will see your child grow up

Open an imaginKids Account

For children between 0 and 11 years old. Ideal for starting to save for their future. You can access and manage your account from your CaixaBank app in real time.

You are a CaixaBank customer and your child does not have an account? Open your account now 100% online from your digital bank. It is that easy

Open account Open account

Not a CaixaBank customer yet? No problem, become a customer first and then you can register your child. All 100% online.

Become a CaixaBank customer Become a CaixaBank customer

If you prefer, you can also become a customer or open the account in person at a CaixaBank branch.

Open an imaginTeens Account

An account for adolescents aged 12 to 17 who start saving and controlling their expenses from the imaginTeens app. Includes Bizum for people over 14 years old and a card, which can be: debit card with travel benefits, prepaid card or Youth Card. You can also send their pocket money directly to their account and change their spending limit.

You are a CaixaBank customer and your child does not have an account? Open your account 100% online from your digital bank. It is that easy.

Open account Open account

Are you not a CaixaBank customer yet? No problem, become a customer first and then you can register your child. All 100% online.

Become a CaixaBank customer Become a CaixaBank customer

Does your child have an account but no access to the ImaginTeens app? You can give them access now and sign up for their first card if you want.

Give access to the app Give access to the app

Does your son or daughter not yet have the imaginTeens app? They can download it to their phone and ask you to become a customer from there.

Download the app Download the app

If you want to do so in person, you can go to a CaixaBank branch and we will help you open the account.

And when they turn 18?

They will become an imagin customer automatically, without having to repeat the registration process.

They will control their account and card 100% through the imagin app.
The products taken out will continue to be completely free (except for top-ups of pre-paid cards).
They will be able to log into their new app with the same credentials they used for imaginTeens.

Open an account for minors in 3 steps

Go to your CaixaBank app and, if you are not yet, become a customer.

Go to the “Apply” section, click on “Accounts” and select the “Account for minors” option.

Prepare your identity document, follow the steps and sign the contract.

Now you have your account!

If you prefer, you can also go to a CaixaBank branch to open the ImaginTeens account. Your child or child does not need to come, but you must bring them:

A document that verifies their identity
A document that proves you are their legal representative

For more information about required documentation, see our FAQs.

See more information on your account in these documents:

Fee Information Document

Services associated with the account

Frequently asked questions about commission-free online accounts for minors

No, neither the imaginKids nor the ImaginTeens accounts have opening or maintenance fees. It is paid no interest either: 0% AER, 0% NIR. Moreover, these conditions will be maintained after the age of 18.

No, to open an imaginKids or ImaginTeens account you must be a CaixaBank customer. If you are not yet, you will first have to register to open the account for your child.

The relationship required to open an imaginTeens account is to be the minor's legal representative.

For both online and in the branch, you will need to verify your identities with the following documents:

imaginKids:

In digital form: the minor's DNI is required.
At a branch: document K (provisional NIF) can be provided if the minor does not have a DNI.

imaginTeens:

In digital form: the minor's DNI is required.
At a branch: if the minor is between 12 and 13 years old: Both the ID document and document K (provisional NIF) can be provided if the minor does not yet have a DNI card. If the minor is 14 years old or older: A DNI must be provided.

The bank account is offered by CaixaBank, S.A. with NIF A08663619, registered in the Special Administrative Register of the Bank of Spain under number 2100.

The bank account is managed by ImaginTeens, a trademark of CaixaBank, S.A. This is the agent of CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U. (“CPC”), the entity responsible for issuing the debit card. To protect the funds of users, CPC deposits them in a separate account with CaixaBank, S.A.

imaginKids, a trademark of CaixaBank S.A. with Tax ID A08663619, is the entity that offers the imaginKids account.

To activate Bizum, the minor must have access to the ImaginTeens app and have the authorisation of their legal representative to carry out payment transactions.

The process is simple:
1. The minor requests the activation of Bizum from the “Payments” section of the ImaginTeens app.
2. The legal representative receives the request in his CaixaBank app and can approve it easily.

For a minor to send money to another person with Bizum, both the sender and the recipient must be registered in the service. If the recipient is not yet registered, they will receive an SMS inviting them to do so in order to receive the money.

The prepaid card is issued by Global Payments MoneyToPay, E.D.E., S.L. (M2P); an electronic money institution with registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid). To protect the funds, M2P deposits them in a separate account at CaixaBank, S.A., which also acts as agent for the card issuer.

The minimum age for applying for the Youth Card varies according to your autonomous community and the type of card you choose:

Catalonia, Balearic Islands and Asturias: