Are you imagin?
You’re an investor

Invest without the hassle: no transfers, no subscriptions and without leaving the app.

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Over 3.9 million customers

The community that is changing the way people invest.

Over 250,000 have already taken the plunge

Join the investor movement too.

Thousands of new investors every month.

More and more customers are choosing to invest with us.

The value of the investment is subject to market fluctuations; therefore, there is a possibility of incurring losses. Past returns are not a guarantee of future results.

Before

Your money constantly on the go

Take control of your finances and pursue your own journey towards your goals.

Next
Before

Your future, your rules

Take control of your economy; invest in the companies and causes that matter to you, from sustainability to your favourite brands.

Next

Invest by yourself

Over 6.000 international shares, invested in the largest companies in the USA and Europe.

Access to ETFs 1 with the main indices and trends to diversify.

Over 1.000 investment funds 1 covering all themes.

Or let us do it for you

We have portfolios managed 4 by experts designed to suit every investor profile and risk level, providing a simple and personalised way to invest with confidence from €500.

Learn to invest step by step

Find out how shares, funds, ETFs and portfolios work with easy-to-follow videos and guides in our Learn section.

Make informed decisions

Check out expert analysis, get newsletters with market insights and stay up to speed with relevant news.

Invest with confidence, even if you’re just starting out

Whether you’re a beginner or already have experience, you’ll find content tailored to your level.

Advantages of investing with imagin

Easy and intuitive
Fully integrated into the app; sign up in minutes and buy and sell in just a few clicks.

Without paying extra
No subscription charge, low fees and no minimum investment.

Invest from your regular account
Where you receive your salary, without external transfers and with the security of your bank.

Thousands are already doing it.
And you? Take the step.

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FAQs

1. What can I invest in from the app?

You can access MyMoney > Invest and choose from over 6,000 stocks, 1,000 ETFs (exchange-traded funds), investment funds, and managed portfolios tailored to your profile.

2. What is the minimum investment?

Whatever you want! There are no minimums. You can start with any amount you decide.

3. What fees does the broker charge?

There are no subscription or maintenance fees. Trading has low fees:

  • Commission-free promotion3 for the first 6 months or the first 12 buy/sell transactions. The offer does not include the currency exchange fee.
  • A fee of €1 applies to transactions (buy or sell) if the amount is up to €2,000. If the amount is over €2,000 and up to €6,000, the applicable fee will be €3 per transaction. Purchases over €6,000 are not allowed.5

4. Do I need to transfer money?

No. You can invest directly with the money you have in your imagin account. It’s that simple.

5. Can I withdraw my money whenever I want?

Yes. You can sell your investments at any time and the money will go into your imagin account without any delays or hassle. Remember that if you do this before the recommended date, the risk of capital loss may be greater.

6. How are taxes handled?

We help you with taxation. You have all the information about your trades, and since we’re a bank we also report directly to the Tax Agency (AEAT) about our customers’ investment transactions. This is done using tax forms such as:

  • Form 189: Annual return on securities, insurance and annuities.
  • Form 198: Return on transactions with financial assets.

As a result, your details are pre-filled in your draft tax return (Renta Web), including:

  • Sales of shares, ETFs, funds, ETPs.
  • Dividends received.
  • Average balance of accounts and products.

7. Is help or training available?

Yes. We have step-by-step guides, expert analysis and content to help you learn about investing. You can also keep up with the latest market news without leaving the app.

8. How can I get in touch if I have any questions?

From the app, in the customer service chat or through our official channels.

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Customer service

Access to file an official claim.
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We are what we do

We have been a Certified B Corporation™ since 2020. Discover more here.

NRI: 8982-2025/17317
imaginBank de CaixaBank. Imagin, marca comercial de imaginersGen, S.A., agente de CaixaBank, S.A.

1. In the fund or ETF (exchange-traded fund) finder, you can access the producer’s website and the prospectus and key investor information for each fund.

3. Fees for transactions carried out by the imaginBank Broker from CaixaBank: Buy/sell transactions of national and international market shares made during the first 6 months through imaginBank will be counted as free transactions. You can consult the fee brochure at https://www.imagin.com/en/fees-useful-information.

4. imagin&Invest is the trade name of Smart Money in ImaginBank; Smart Money is a discretionary portfolio management service for investment funds provided by CaixaBank, S.A. and delegated to CaixaBank, A.M., SGIIC, S.A.U., No 15 in the CNMV register. Cecabank, S.A., with CNMV registration number 236, is the depositary of the funds in which the portfolios invest. CaixaBank will assess whether the service is suitable for the customer before concluding the management contract with them. You can view the prospectuses and the key investor information documents of the funds in which the portfolios may invest at https://www.caixabankassetmanagement.com, at caixabank.es and in the CNMV’s records.

5. These fees include the charges (trading and settlement fees).

imaginersGen S.A. © 2025

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