imagin, we are what we do.

1. Imagin commercializes financial and non-financial services. Non-financial services are offered by imagin, comercial mark of imaginersGen S.A.. Financial services are offered by imaginBank, comercial brand of CaixaBank, and imaginersGen S.A. act as an agent.

2. To be able to send money using Bizum, both the sender and recipient must be registered for Bizum. If the recipient is not registered, an SMS will be sent to them to register to receive the money.

3. Credit card issued by CaixaBank, S.A., agent of the hybrid payment entity CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. with Tax ID A-08980153, registered in the Bank of Spain Official Register of Companies under number 8776, and the entity that offers MyCard. The system chosen by CAIXABANK PAYMENTS & CONSUMER to protect payment service users' funds is to deposit them in a separate account opened with CaixaBank, S.A. The MyCard is granted subject to analysis of the applicant's credit rating and their capacity to pay the sum back, in line with CPC's risk policy. Until 31-07-2023, the customer can split all the transactions they like over two months, free-of-charge (no limit). Example of split payment calculated for a €100 purchase (total credit) made on 01-11-2021, where the first effective payment is made on 01-01-2022, split with the card over 2 months: AER 0%. NIR 0%. Total amount owed: €100. Total cost of credit (interest payments): €0. Monthly payments: 2 instalments of €50. Instalment payments over a longer term do entail payment of interest. The split payment method consists of paying for the purchase with interest within the period you choose, between 2 and 12 months and up to 24 months for purchases over €600. The minimum purchase amount is €40 and the maximum amount is the credit limit available on your card.

4. SALES CONDITIONS: Promotion & sale offered by Wivai Selectplace, S.A.U. (“Wivai”), Gran Via de les Corts Catalanes, 159, 08014 Barcelona. NIF A-58481730.