1. Imagin commercializes financial and non-financial services. Non-financial services are offered by imagin, comercial mark of imaginersGen S.A.. Financial services are offered by imaginBank, comercial brand of CaixaBank, and imaginersGen S.A. act as an agent.
2. €50 promotion valid for newly direct deposited paychecks of up to €1000 in an account opened in imaginBank, with a 12-month commitment. €150 promotion valid for newly direct deposited paychecks of at least €1000 in an account opened in imaginBank, with a 48-month commitment. The penalty for not complying with the commitment period will be the value of the deposit multiplied by the % of the commitment period completed. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (paycheck, freelancers or pensioners) made after 01-01-2021, or with direct deposited income that originates in another CaixaBank account.
3. You will be deemed to have received a paycheck when you receive a payment described as such. Transfers are not considered paychecks for the purposes of this campaign.
4. No account maintenance fee. The account is not remunerated 0% AER, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.
5. No card issuance or maintenance fee. The hybrid payment entity, CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (hereinafter CPC), with VAT No A-08980153 and registered in the Bank of Spain Official Register of Companies under code 8776, offers the credit/debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the credit card subject to approval by CPC. CaixaBank markets the products of CPC.
6. Minimum amount available through imaginBank: €3,000. Maximum amount available through imaginBank: €30,000. Repayment period between 6 and 72 months, depending on the amount and its purpose. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies. imaing, a trading name of imaginersGen S.A. is the entity that offers financing solutions and is an agent of CaixaBank, S.A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, registered in the Mercantile Register of Valencia, Volume 10370, Sheet 1, Page V-178351, and registered in the Special Administrative Register of the Bank of Spain, under number 2100.
7. Credit card issued by CaixaBank, S.A., agent of the hybrid payment entity CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. with Tax ID A-08980153, registered in the Bank of Spain Official Register of Companies under number 8776, and the entity that offers MyCard. The system chosen by CAIXABANK PAYMENTS & CONSUMER to protect payment service users' funds is to deposit them in a separate account opened with CaixaBank, S.A. The MyCard is granted subject to analysis of the applicant's credit rating and their capacity to pay the sum back, in line with CPC's risk policy. Until 31/10/2023 the customer can split all the transactions they like over two months, free-of-charge (no limit). Example of split payment calculated for a €100 purchase (total credit) made on 01/11/2021, where the first effective payment is made on 01/01/2022, split with the card over 2 months: AER 0%. NIR 0%. Total amount owed: €100. Total cost of credit (interest payments): €0. Monthly payments: 2 instalments of €50. Instalment payments over a longer term do entail payment of interest. The split payment method consists of paying for the purchase with interest within the period you choose, between 2 and 12 months and up to 24 months for purchases over €600. The minimum purchase amount is €40 and the maximum amount is the credit limit available on your card.
8. To be able to send money using Bizum, both the sender and recipient must be registered for Bizum. If the recipient is not registered, an SMS will be sent to them to register to receive the money.
9. SALES CONDITIONS: Promotion & sale offered by Wivai Selectplace, S.A.U. (“Wivai”), Gran Via de les Corts Catalanes, 159, 08014 Barcelona. NIF A-58481730.
