imagin we are what we do

1. No account maintenance fee. The account is not remunerated (0% AER, 0% NIR). imaginBank, imaginTeens and imaginKids, registered trademarks CaixaBank, S.A., with Tax ID A-08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the savings bank that offers the bank account.

2. No card issuance or maintenance fee. imagin, the commercial brand of imaginersGen, S.A., agent of CaixaBank, S.A. CaixaBank, S.A., markets products offered by the hybrid payment institution CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid), and the entity that offers the debit and credit cards. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. Granting of the credit card subject to prior approval by CPC. You can see the usual prices for frequent banking services (Annex 1) at: www.caixabank.es/tarifas

3. imagin markets both financial and non-financial services. Non-financial services are offered by imagin, a registered trademark of imaginersGen S.A. Financial services are offered by imaginBank, a registered trademark of CaixaBank, and imaginersGen S.A. acts as agent.

4. You will be deemed to have received a salary when you receive a payment described as such. Transfers are not considered salaries for the purposes of this campaign.

5. €50 offer valid for Spain for newly direct deposited paychecks of up to €1,000 in an account opened in imaginBank, with a 12-month commitment. €150 offer valid for Spain for newly direct deposited paychecks of at least €1000 in an account opened in imaginBank, with a 48-month commitment. The penalty for not complying with the commitment period will be the value of the deposit multiplied by the % of the commitment period completed. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (paycheck, freelancers or pensioners) made after 01-01-2021 or with a direct deposited salary that originates in another CaixaBank account.

6. Non-financial debit Youth Card from the age of 14 and credit card from the age of 18 and everyone up to the age of 30. Cards issued by the hybrid payment entity CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U., (CPC). Granting of the credit card subject to prior approval by CPC. Prepaid Youth Card from 14 years old until 30, issued by the electronic money institution Global Payments MoneyToPay, E.D.E., S.L. (M2P). The registered office of CPC and M2P is Avenida de Manoteras n.º 20, Edificio París (28050 Madrid). For debit, credit and prepaid cards, CaixaBank acts as agent for the issuing institutions. imagin, trademark of imaginersGen, S.A., agent of CaixaBank, S.A. The system chosen by M2P and CPC to protect the funds of customers using payment services is to deposit them in a separate account opened with CaixaBank.

7. Life insurance from VidaCaixa, S.A.U. de Seguros y Reaseguros. Non-life insurance offered by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A., exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. With tax ID number A08663619 and registered address at Calle Pintor Sorolla, 2-4, 46002 Valencia. Listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, as required by law.

8. imagin markets both financial and non-financial services. Non-financial services are offered by imagin, a registered trademark of imaginersGen S.A. Financial services are offered by imaginBank, a registered trademark of CaixaBank, and imaginersGen S.A. acts as agent.

9. Terms and conditions of sale: Promotion and sale offered by Wivai Selectplace, S.A.U., Gran Vía de les Corts Catalanes, 159-163, 08014 Barcelona. VAT No: A-58481730. The price of the products includes the corresponding taxes. The products can be purchased by card or with financing. In this case, CaixaBank, S.A. and CaixaBank Payments & Consumer E.F.C., E.P., S.A.U. collaborate exclusively in financing the payment.

Financing terms and conditions: Financing offered through a loan from CaixaBank S.A. or through a card from CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., exclusively for purchasing the product from Wivai Selectplace, S.A. and for the full amount of the price shown. The financing is subject to an analysis of the applicant's creditworthiness and ability to repay, based on the risk policies of the financial institutions granting it. CaixaBank, S.A., agent of the card issuer, the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., with Tax ID A-08980153. Registered in the Commercial Register of Madrid, volume 36556, folio 29, sheet M-656492 and registered in the Official Companies Register of the Bank of Spain under code 8776. The system chosen by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., to protect the funds of users of its payment services is to deposit them in a separate account opened with CaixaBank, S.A.

Representative example calculated to finance the total cost of the product (RRP and Total price in instalments: €759.00): 0% AER. 0% NIR. Term: 20 months. Total amount owed: €759.00. Amount of the monthly instalments: 20 instalments of €37.95. Total cost of the loan: €0.00. French repayment system.

10. Minimum amount available through imaginBank: €3,000. Maximum amount available through imaginBank: €30,000. Repayment period between 6 and 72 months, depending on the amount and its purpose. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies. imaing, a trading name of imaginersGen S.A. is the entity that offers financing solutions and is an agent of CaixaBank, S.A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, registered in the Mercantile Register of Valencia, Volume 10370, Sheet 1, Page V-178351, and registered in the Special Administrative Register of the Bank of Spain, under number 2100.