Opening an online
account in Spain

No. The imagin online account does not pay interest (0% AER, 0% NIR).

For example, you can ask for a refund for purchases and transactions you do not recognise within 13 months following the transaction date.

The credit and debit cards of imagin are offered by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (CPC), a hybrid payment entity with registered office at Avenida de Manoteras n.º 20, Edificio París, 28050 Madrid. CPC markets these products through CaixaBank S. A., and imagin is a trade name of imaginersGen S.A., an agent of CaixaBank. 

The system chosen to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. The granting of credit cards subject to approval by CPC. The prices of the most common banking services (Annex 1) can be viewed at: www.caixabank.es/tariffs .

Health insurance is a non-life insurance policy from SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A. acts as the exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and as an authorised entity for SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. 

CaixaBank has tax ID number A-08663619, registered address at Calle del Pintor Sorolla, 2-4, 46002 Valencia, and is listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has professional civil liability insurance in place to cover any liabilities due to professional negligence as required by law. 

Adeslas insured over 18 years of age who are covered by a company policy can use the Adeslas Salud y Bienestar service. This service and other digital health services are not available in Asturias, Navarra or the Basque Country. You can see the specific terms and conditions that apply to these areas in the health insurance policies. 

All this information is subject to the general, specific and special terms and conditions of each policy as well as the underwriting and application terms and conditions. You can find more information on the insurer's website.

Adeslas Dental MAX is a dental insurance policy from SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A. markets it as the exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and as an authorised entity for SegurCaixa Adeslas, S.A. de Seguros y Reaseguros.

CaixaBank has tax ID number A-08663619, registered address at Calle del Pintor Sorolla, 2-4, 46002 Valencia, and is listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has professional civil liability insurance in place to cover any liabilities due to professional negligence as required by law. 

This insurance cannot be taken out in Asturias, Navarra or the Basque Country. If you live in one of these regions, you can visit a CaixaBank branch to learn about other available dental insurance options. 

Taking out the insurance is subject to the insurer's underwriting terms and conditions and tax regulations. You can find more information on the insurer's website. 

Travel insurance is a non-life insurance policy from SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A. markets it as the exclusive banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, and as an authorised entity for SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. 

CaixaBank has tax ID number A-08663619, registered address at Calle del Pintor Sorolla, 2-4, 46002 Valencia, and is listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance Brokers under code OE0003. It also has professional civil liability insurance in place to cover any liabilities due to professional negligence as required by law. 

Travel insurance coverage applies up to the maximum amount taken out and is subject to the general, specific and special conditions of each policy as well as the underwriting and contracting conditions. You can find more information on the insurer's website.

The imagin account is managed by imaginersGen S.A., which is an agent of CaixaBank, S.A. Its registered office is at Calle Pintor Sorolla, 2-4, 46002 Valencia, and its Tax ID is A08663619. It is listed in the Mercantile Register of Valencia (Volume 10370, Sheet 1, Page V-178351), and in the Special Administrative Register of the Bank of Spain under number 2100. 

To be eligible for this offer, you must direct deposit your salary and it must be clearly identified as such; normal transfers do not count as salary payments for the purposes of this campaign.

The promotion is valid throughout Spain and depends on the amount you receive each month: 

• You will receive €150 net if you have a salary of between €900 and €1,499.99 paid into an account opened with imaginBank, with a 48-month commitment.
• You will receive €250 net if you have a salary of €1,500 or more paid in, also with a 48-month commitment.

The incentive paid to you counts as income and may affect your income tax return, depending on current tax regulations. 

This offer cannot be combined with other promotions for income direct deposit (salary, self-employed income or pensions) that you have taken advantage of since 1 January 2022, nor with salaries already paid into another CaixaBank account. 

More information at www.imagin.com.