Online bank loans that adapt to you.
Whatever your next adventure will be, we can help you!
Simulate your next loan in 1 minute using the imagin app. There's no commitment!
Repayment terms that adapt to you
An online loan that adapts to you.
Choose an amount that best suits your needs, up to €30,000
Online loan for the purchase of your new car or motorbike.
Choose an amount that best suits your needs, up to €30,000
You have up to 72 months to repay it
Online loan to renovate your home or move to new one.
Choose an amount that best suits your needs, up to €30,000
You have up to 72 months to repay it
Online loan for your next technology purchase.
Choose an amount that best suits your needs, up to €30,000
You have up to 12 months to repay it
Online loan for your next getaway.
Choose an amount that best suits your needs, up to €30,000
You have up to 12 months to repay it
Online loan to study and achieve your dreams.
Choose an amount that best suits your needs, from €2,000
You have up to 72 months to repay it
An instant loan in just 3 clicks
Choose an amount that best suits your needs, up to €30,000
You have up to 72 months to repay it
Take a look at our credit cards.
It's perfect for travelling, 100% sustainable and has the best of both debit and credit.
Buy today and pay conveniently. You choose the rhythm and the instalments you will pay. 7
All loans are a financing operation for consumer goods granted for a specific purpose; In other words, CaixaBank's ImaginBank gives the customer a certain amount of money that they will have to repay through regular instalments within a specified term and at a specific interest rate. This is a transaction guaranteed by the solvency of the holder or of the persons who guarantee it, if applicable.
Go to the Imagin app, tap on the products tab and apply for your loan.
Once the loan has been approved and signed by the customer, the money is paid into the account immediately and is fully available.
For the imagin&Go loan, the money is deposited instantly into your account.
As soon as possible. It will depend on the requirements to analyse each operation. For example: If any documentation is requested from the customer (purpose, salary, etc.), we cannot continue with the analysis until the customer has provided the documentation. In this situation, the approval depends on how long the customer takes to send us this information.
The Annual Percentage Rate is an indicator reflecting the annual cost of a financial product, taking into account its additional costs, such as management, term of the transaction or fees.
It is the Nominal Interest Rate, that is, the fixed percentage of interest you must pay to the bank without including the additional costs, so it cannot be used for comparison purposes.
Signing the loan contract is easy! In the loans section, go to the icon that appears in "Documents pending signature" and follow all the steps. You will also need the code that will be sent to you by SMS to confirm that it is you. If you do not receive it, you can also request it in 'Receive code via phone call'. Check in Settings that your mobile phone number is correct! If the mobile phone that appears is not yours, please go to a branch so we can verify your new number.
Go to the Imagin app and tap on the loans tab to find out more about your loans.
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