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Simulate your next loan in 1 minute using the imagin app. There's no commitment!
Repayment terms that adapt to you
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Do you have any questions?
All loans are a financing operation for consumer goods granted for a specific purpose; In other words, CaixaBank's ImaginBank gives the customer a certain amount of money that they will have to repay through regular instalments within a specified term and at a specific interest rate. This is a transaction guaranteed by the solvency of the holder or of the persons who guarantee it, if applicable.
Go to the Imagin app, tap on the products tab and apply for your loan.
Once the loan has been approved and signed by the customer, the money is paid into the account immediately and is fully available.
For the imagin&Go loan, the money is deposited instantly into your account.
As soon as possible. It will depend on the requirements to analyse each operation. For example: If any documentation is requested from the customer (purpose, salary, etc.), we cannot continue with the analysis until the customer has provided the documentation. In this situation, the approval depends on how long the customer takes to send us this information.
The Annual Percentage Rate is an indicator reflecting the annual cost of a financial product, taking into account its additional costs, such as management, term of the transaction or fees.
It is the Nominal Interest Rate, that is, the fixed percentage of interest you must pay to the bank without including the additional costs, so it cannot be used for comparison purposes.
Signing the loan contract is easy! In the loans section, go to the icon that appears in "Documents pending signature" and follow all the steps. You will also need the code that will be sent to you by SMS to confirm that it is you. If you do not receive it, you can also request it in 'Receive code via phone call'. Check in Settings that your mobile phone number is correct! If the mobile phone that appears is not yours, please go to a branch so we can verify your new number.
Go to the Imagin app and tap on the loans tab to find out more about your loans.
imaginBank by CaixaBank
Imagin, a registered trademark of imaginersGen, S.A., an agent of CaixaBank, S.A., a financial services company with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, and Tax ID number A-08663619, and listed in the Special Administrative Register of the Bank of Spain, under number 2100.
1.Personal Loan: Minimum loan amount: €3,000. Maximum loan amount: €30,000. The repayment period is between 6 and 72 months, depending on the loan amount. The approval of the operation is subject to the analysis of the applicant's credit rating and repayment capacity, in accordance with the bank's risk policies
2.Car Loan and Renovation or Moving Loan: Minimum loan amount: €5,000. Maximum loan amount: €30,000. The repayment period is 6 to 72 months, depending on the amount loaned. The approval of the operation is subject to the analysis of the applicant's credit rating and repayment capacity, in accordance with the bank's risk policies
3.Technology Loan & Travel Loan: Minimum loan amount: €2,000. Maximum loan amount: €30,000. The repayment period is 6, 10 or 12 months, depending on the amount loaned. Approval subject to analysis of the applicant's credit rating and ability to repay, in accordance with the bank's risk policies.
4. Skills & Education Loan: Minimum loan amount: €2,000. Maximum loan amount: €30,000. Repayment period from 12 to 72 months. Loan offered by Nuevo Micro Bank, S.A.U. (Microbank) with tax ID A65619421, and listed in the Bank of Spain Official Register of Companies under number 0133. CaixaBank, S.A. markets Microbank products. The approval of this operation is subject to the analysis of the applicant's credit rating and repayment capacity, in accordance with the risk policies of CaixaBank.
5. imagin&GO loan: Get up to €500 instantly and pay it back over 18, 24, 36 or 48 months. The maximum loan amount available will vary according to your current financial situation and the offer is conditional based on the maintenance of your current financial situation between the date of this offer and the date of the loan application. You can find out the maximum amount we can offer you instantly using the loan section of the imagin app.
6. CaixaBank, S.A. markets products offered by the hybrid payment institution that offers the credit cards, CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (hereinafter CPC), with registered office at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid). The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank. Card issuance subject to approval by CPC.
7. The deferred payment method consists of paying for your purchases with interest over the period you choose (3, 6, 9 or 12 months and up to 24 months for purchases over €600). The minimum purchase amount is €40 and the maximum amount is the credit limit available on your card. Representative example calculated for a €1,500 purchase deferred on 01/05/2024 (total amount of the credit) with the first effective payment on 01/07/2024, deferred with the card over 12 months: 22.42% APR. 20.40% NIR. Total amount owed: €1,670.88. Total cost of the credit (interest payment): €170.88. Monthly repayments of €139.24. French repayment system. The promoted credit card also allows another payment option, where you can pay with interest at your own pace if you prefer: deferred payment (revolving). Check how it works at https://www.imagin.com/es/informacion-tarjetas.
8. Information subject to the general, specific and special conditions of each policy, as well as to the subscription and contracting conditions. VidaCaixa, S.A.U. de Seguros y Reaseguros life insurance and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros non-life insurance. CaixaBank, S.A., exclusive banking and insurance operator for VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with tax ID A-08663619 and registered offices at Calle Pintor Sorolla, 2-4, 46002, Valencia. Listed in the Registry of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds with code 0E0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, as required by law. Visit the company website for more information