Information required by M.O. ECC/2316/2015: Account

CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Open your account with no fees and
get up to €150 if you bring your salary

Get into a coral garden.

Your imaginBank account!

100% mobile bank account with no fees.
An account with nothing but advantages!

Account ¹ with no maintenance fees.

Free card ² with no issuance or maintenance fees.

Get up to €150 ³ if you bring your salary ⁴ and protect a coral. ⁵

Withdraw cash for free with your debit card at more than 13,000 CaixaBank ATMs.

Your most controlled income and sepnding in your day-to-day operations.

Bring your salary to imagin!

Get up to €150 and help the ocean!

With each domiciled payroll you are part of the campaign to protect 60,000 orange corals from the Mediterranean Sea. You can see your participation in a unique NFT. ⁶

And yes to a more protected sea!

Receive an NFT that certifies the protection of an orange coral from the Mediterranean.
Collect unique NFT's created by an AI within your imagin app.

How to create your online account
(and get up to €150)?

Create your username to log into the imagin app.

Verify your identity with your DNI, NIE or passport to open your imaginBank account.

Fill in some employment details, sign and you're done!

Extra step!
You and the planet both win when you direct deposit your salary.

What can you do
with your imaginBank account?

Get exclusive discounts
Get access to products that will make your life easier.
Share expenses with your friends.
Send and receive money instantly.

Open commissions information document

Open pre-contractual information

Do you have any questions?

1. How can I change my salary direct deposit account?

Transferring your salary direct deposit to imagin is as simple as informing your company's human resources department of the new account number where you want to receive your salary from now on.

2. What do I get for direct depositing my salary in imagin?

There are many advantages to direct depositing your salary with us:

You'll be able to track your income and expenses all in one app.
You'll get better financing conditions for your upcoming projects.

3. When will I receive my financial incentive?

Once your first paycheck is direct deposited in imagin, if you meet the necessary conditions, you will receive the incentive in the next few days.

4. If I don't direct deposit my salary, will you charge me fees when I open my account?

No, opening an account and taking out a card in imagin won't cost you anything, whether or not you direct deposit your salary with us.
But for a limited time, if you open an imagin account and you direct deposit your salary, you could get up to €150 and collaborate in the coral protection campaign.

5. When will I receive the financial incentive of up to €150 for direct depositing my salary?

Once your first paycheck is direct deposited in your imaginBank account, we will make sure that everything is correct and if it is, you'll get your financial incentive a few days later.
And don't forget that you will already be collaboration directly in the coral protection campaign. Thanks for helping the planet!

6. What can I do with the NFT?

You can collect your image in the imagin app, share it if you wish with third parties, although you will not have ownership of the NFT or any other rights with respect to its content, code, data and other materials.

You can download the image that represents it and use it wherever you want. This image is unique and not repeated for any other client!

7. What is an NFT?

An NFT (Non-Fungible Token) is a unique non-fungible digital asset, that is, it cannot be modified or exchanged for another that has the same value. No two NFTs are equivalent, their authenticity is verifiable thanks to the blockchain technology on which they are created.

Our NFTs certify that sustainable actions have been carried out for the planet and your contribution to it.

Each one is unique in the collection and is represented by an unrepeatable image.

8. When will I be able to see the NFT that certifies the protection on a coral from the sea?

In the same way as the economic incentive, you can see it in the imagin app when we check that you have received your first salary in your imaginBank account.

Frequently asked questions about accounts
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NRI: 5761-2023/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. No account maintenance fee. The account is not remunerated 0% AER, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

2. No card issuance or maintenance fee. The hybrid payment entity, CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (hereinafter CPC), domiciled at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), offers the credit/debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the credit card subject to approval by CPC. CaixaBank markets the products of CPC.

3. Offer of €50 valid throughout the national territory for new payroll direct debits of up to €1,000 in an account opened at imaginBank, with a 12-month term. Offer of €150 valid throughout the national territory for new payroll direct debits of €1,000 or more in an account opened at imaginBank, with a 48-month term. The penalty for non-compliance with the stay period will be the value of the income multiplied by the % of the stay period completed. In any of these cases, the income is considered monetary remuneration, so it may be affected by current tax regulations in in case you have to make the income statement. Not combinable with other direct debit promotions (payroll, self-employed or pensions) made after 01/01/2021 or with direct debit payrolls that come from another CaixaBank account. More information at www.imagin.com.

4. You will be deemed to have received a paycheck when you receive a payment described as such. Transfers are not considered paychecks for the purposes of this campaign.

5. Conditions of the coral campaign: For each salary paid directly into an imagin account (CaixaBank S.A. is the entity that offers the account) -complying with the conditions- the economic amount necessary to protect 1 coral will be allocated up to 60,000 units. More information at www.imagin.com/imaginplanet

6. The acronym NFT corresponds to 'Non Fungible Token'. Certification through NFT does not imply the acquisition of ownership and any other rights with respect to its content, code, data and other materials; that will always be imagined. You will be able to share its image but you will not be able to operate with it. Consult the rest of the information in the Terms and Conditions.

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Open your account with no fees and
get up to €150 if you bring your salary

Your imaginBank account!