Information required by M.O. ECC/2316/2015: Account

CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.


This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Your imaginBank account

100% mobile bank account with no fees

An account with all the advantages!

Account 1 with no maintenance fees.

Free 2 card with no issuing or maintenance costs.

Withdraw cash for free with your debit card at more than 11,000 CaixaBank ATMs.

Your most controlled income and sepnding in your day-to-day operations.

Saving, investing and financing all from the imagin app.

Open your account in just 6 steps

Download the imagin app.

Enter your personal and contact details.

Confirm your identity through video identification and ID document.

Confirm your financial situation and set up your details.

Choose the card you want and read and sign the contracts.

You are now ready to access and enjoy your imagin account.

Do you have any questions?

It's an account in which you can deposit and take out money instantly with no penalties (unless you do so through an adviser in a branch).

Opening an account with imagin is very easy. Follow the steps we explain above and get your account, card and online banking. Normally, you will need the following the documentation:

  • If you are a student or are employed by a company, you will just need your ID document and to follow the steps indicated.
  • If you are self-employed, in addition to your ID document, we will ask you for self-employment information (form 036 or 037) and documentation on your business (form 303, 100/130 or 390, as applicable).

In exceptional circumstances, we may need to ask you for more information to comply with obligations imposed on us by law.

In these cases, we will contact you to request specific documentation.

To sign up to imagin, the only requirement is that you are a Spanish resident over 18 years old (with a Spanish ID or Foreigner's ID). If you are under 18 years old, we have the perfect app for you: imaginTeens.

Of course! If you have access to CaixaBankNow, signing up to imagin will be much quicker and easier. Download the app and follow the steps to register.

You can only use a smartphone with the imagin app to access all your advantages and view your movements. The app lets you manage your money whenever and wherever you want.

Frequently asked questions about accounts
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Frequently asked questions about cards
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