Frequently Asked Questions

Savings and investment

What happens if the appraisal differs from the purchase price?

If the appraisal is lower than the purchase price, we may give you a mortgage loan based on the appraisal value. Conversely, if the purchase price is lower, we will use the purchase price as a reference. In short, we take the lower of the official appraisal and the purchase price as the value of the property.

Was this information helpful?

Related questions

What should I prepare for the appraisal? How does the appraisal affect my mortgage application? How long does the appraisal take? How much does it cost and who has to pay for it? Can I choose the appraiser or does it have to be one appointed by the bank? What is an appraisal and what is it for?

Other ways to contact us

You can also contact us through the following channels:

93 887 25 08 900 211 211

[email protected]

Chat from our app

imaginBank of CaixaBank

imaginersGen S.A. ©

2026

Download the app