Frequently Asked Questions

Savings and investment

How does the appraisal affect my mortgage application?

The appraisal is essential for the bank to approve the mortgage as it determines the maximum amount they can lend you. An appropriate appraisal value speeds up the process, while a low appraisal may delay approval or require a larger financial contribution from you.

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Related questions

What should I prepare for the appraisal? What happens if the appraisal differs from the purchase price? How long does the appraisal take? How much does it cost and who has to pay for it? Can I choose the appraiser or does it have to be one appointed by the bank? What is an appraisal and what is it for?

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