imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Always digital.
In person when you
need it

Deposit and withdraw your balance at 11,000+ CaixaBank ATMs.

Just around the corner

Locate the nearest ATM or branch in seconds from the imagin app. It's faster and you always have your location ready.

Go to the home screen, then options and choose nearby ATMs.

Find your ATM Find your ATM

One ATM, many possibilities

Not all ATMs have the same options. CaixaBank ATMs offer you the full range of services.

  • Withdraw cash on debit without fees

  • Deposit banknotes, no envelope or waiting required

  • Pay bills, invoices and fines instantly

  • Make domestic transfers1

  • Check your balance and transactions

Did you know you can go to any CaixaBank branch?

imagin is digital by nature, but that doesn't mean you're alone when you need someone in person.

You need to sign something in person

imagin is digital by nature, but that doesn't mean you're alone when you need someone in person.

You lost your card

You can process its blocking and replacement at any branch. Identify yourself as an imagin customer and you will be assisted.

You need more personalised assistance

Stop by the nearest branch, and they will help you with your account or products.

Three ways to withdraw cash. You choose.

Withdraw cash from any CaixaBank ATM in three different ways.

1

Physical card
Approach your imagin card to the ATM and you're done.

2

Mobile phone or smartwatch
Your digital card works the same as the physical one. Contactless directly from the device.

3

Code from the app
Generate a code in Payments and withdraw cash without touching anything. You can even send it to someone else.

Travel without fear of the ATM

Withdraw cash at ATMs worldwide
imagin doesn't charge you a fee for withdrawing cash on debit. Some ATMs may apply their own fee.

To benefit from the best exchange rate, always choose to withdraw in local currency and reject the exchange rate offered by other ATMs. This way, we will be able to apply our exchange rate, which is more favourable.

All set.
Now, let’s open your account2

Open your imagin account in less than 10 minutes.
No paperwork, no branches, no fees.

Open account Open account

FAQs about ATMs

How much cash can I withdraw on debit from an ATM?

The default limit is €1,200 per day, but you can adjust it from the app according to your needs. The range is between €500 and €4,000, at CaixaBank ATMs and at domestic ATMs of other entities and international ATMs. This ATM withdrawal on debit has no fees on our side, although other banks might apply their own charges.

What does it mean to withdraw cash on credit?

With the imagin credit card3 you can withdraw cash up to your available credit limit. Anything you withdraw on credit, you will have to pay back in the next settlement along with a 4.5% fee on the amount withdrawn (4€ minimum). You can check the rest of conditions in your card’s contract.

How much cash can you deposit in an ATM?

There is no limit set by imagin. Please note that, due to regulations, transactions exceeding €3,000 are automatically reported to the Bank of Spain and the Tax Agency. It's a standard procedure: make sure you have documentation on the origin of the money if needed.

Can I use the contactless technology to withdraw money?

Yes. Your physical imagin card, your mobile phone and your smartwatch work with contactless technology at any CaixaBank ATM. Approach the device and choose the amount to withdraw.

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IRN: 10367-2026/17317

1. Instant transfers are transfers that allow money to be sent to another person’s account in a maximum of 10 seconds. Transfers made through the app are free of charge (currently, only SEPA transfers can be made). SEPA transfers include domestic transfers, as well as all cross-border transfers between EU Member States regulated by Regulation (EU) 2021/1230 (in euros, Swedish kronor or Romanian leu).

2. Account maintenance fee: €0. The account does not earn interest: 0% APR, 0% NIR. imagin, the commercial brand of imaginersGen, S.A., acting as an agent of CaixaBank, S.A., with Tax ID (NIF) A08663619 and registered in the Special Administrative Register of the Bank of Spain under number 2100, is the entity offering the bank account.

3. Credit card issuance and maintenance fee: €0. The hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (hereinafter, “CPC”), with registered address at Avenida de Manoteras No. 20, Edificio París (28050 Madrid, Spain), provides the credit cards. The payment-service users’ funds protection mechanism chosen by CPC is the deposit of such funds in a segregated account opened with CaixaBank, S.A. The granting of credit cards is subject to CPC’s prior approval. CaixaBank acts as distributor of CPC products. You can consult the fees usually applied to the most frequently used banking services (Appendix 1) at www.caixabank.es/tariffs

imaginersGen S.A. ©

 2026

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