1. imaginersGen S.A is an agent of CaixaBank, S.A. CaixaBank, S.A., marketing agent of the hybrid payments company CaixaBank Payments Consumer, E.F.C., E.P., S.A.U., hereinafter CPC, with Tax ID A-08980153 and listed in the Bank of Spain Official Register of Companies with code 8776. Entity that offers credit and debit cards. Credit cards are granted subject to analysis of the applicant's credit rating and their capacity to pay the sum back, in line with CPC's risk policy. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank.
2. imagin, brand name of imaginersGen, S.A., entity that offers the app. imagin is an agent of CaixaBank, S.A., an entity where you must open an account to access the MyMonz section.
3. TERMS AND CONDITIONS OF SALE. Wivai Selectplace, S.A.U. ("Wivai"), Gran Via de les Corts Catalanes, 159, 08014 Barcelona. VAT No A-58481730. The products will be delivered within 7 business days from the order date. For details of delivery restrictions or any other relevant information, such as the cooling-off period or warranty for each product, go to www.wivai.com.
4. FINANCING TERMS AND CONDITIONS. Interest-free financing (0% AER, 0% NIR). Loan financing offered by CaixaBank, S.A. and card financing offered by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (CPC), with tax ID A-08980153 and listed in the Bank of Spain Official Register under code 8776. Exclusively for CaixaBank cards that accept instalment payments. imagin is an agent of CaixaBank, which markets CPC products. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Financing subject to approval by the corresponding entity/Conditional offer based on the customer maintaining their economic-financial situation. Financing is granted for the full price indicated and exclusively for the purchase of the product from Wivai.
5. Representative example calculated to finance the total cost of the product (€778.96): 0% AER. 0% NIR. Term: 20 months. Total amount owed: €778.96. Amount of the monthly payments: 19 payments of €38.95 and a final payment of €38.91. Total cost of the loan: €0.00.
6. Representative example calculated to finance the total cost of the product (€859.95): 0% AER. 0% NIR. Term: 20 months. Total amount owed: €859.95. Amount of the monthly payments: 19 payments of €43.00 and a final payment of €42.95. Total cost of the loan: €0.00.
7. Representative example calculated to finance the total cost of the product (€1,279.00): 0% AER. 0% NIR. Term: 20 months. Total amount owed: €1,279.00. Amount of the monthly payments: 19 payments of €63.95 and a final payment of €63.95. Total cost of the loan: €0.00.
8. Representative example calculated to finance the total cost of the product (€649.99): 0% AER. 0% NIR. Term: 10 months. Total amount owed: €649.99. Amount of the monthly payments: 9 payments of €65.00 and a final payment of €64.99. Total cost of the loan: €0.00.
