1. No account maintenance fee. The account is not remunerated 0% APR, 0% NIR. imaginTeens, commercial brand of CaixaBank, S. A., with registered office at Calle Pintor Sorolla, 2-4 46002 Valencia, with Tax Identification Number A08663619, registered in the Companies Register of Valencia, Volume 10370, Folio 1, Page V-178351, and registered in the Special Administrative Register of the Bank of Spain under number 2100 and the entity offering the account.
2. imaginTeens, a trademark of CaixaBank, S.A. markets products from the hybrid payment entity CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U. ("CPC"), with registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), which issues the debit card. The system chosen by CPC to protect the funds of customers using payment services is the deposit in a separate account opened with CaixaBank, S.A.
3. In order for the minor to send and receive money using Bizum: i) both the sender and the recipient must be registered with Bizum (if the recipient is not registered, an SMS will be sent to them to register to receive the money) and (ii) the minor's legal representative must authorise the minor to carry out payment transactions.