imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Discover the bank accounts
of imaginBank

The no-fee bank accounts that adapt to you.

Download the app Download the app

With imagin's current bank accounts,
it's nothing but advantages!

We offer a wide range so you can choose the bank account that's right for your needs. 

Account with no maintenance fees. 1

Free card with no issuance or maintenance costs. 2
Now with travel benefits!

Take money out for free at over 11,000 CaixaBank ATMs. 3

Savings, investing and financing, all from the imagin app.

Get to know our
bank accounts properly!

imaginBank imaginBank ImaginTeens ImaginTeens imaginKids imaginKids

Online imaginBank account with no fees

Discover imaginBank's online account, with no fees and nothing but advantages. 

  • Get up to €750! €!
    Bring your payroll 4 and get up to €250 5
    and invite your friends and get up to €500. 6
    Up to 20.000 rewards.

  • Account with no maintenance fees.

  • Free card with no issuance or maintenance cost.

imaginTeens account 7

An account for young people so they can start saving and be in charge of their expenses. 

  • Account for young people ages 12 to 17. 

  • Choose between a debit card, prepaid 10 card, or Youth Card. 9

  • With Bizum, starting at age 12.

  • Consulta más información en las preguntas frecuentes.

imaginKids account 8

An account for kids that offers a fun way to learn and save. 

  • Account for children ages 0 to 11, inclusive. 

  • Perfect for saving for their future. 

  • Monitor their account on your mobile in real time. 

FAQs

Yes, when you open your imagin account with no fees, you could get up to €750: 

  • €250 when you direct deposit your salary (offer valid in all of Spain). 
  • €500 if 10 friends of yours use your “friend code” when they register with imagin (€50 for each friend). 

It's explained in detail in the following questions. 

To receive the €250 net, you have to direct deposit a salary of €1,500 or more into an account opened with imaginBank.  

You must also meet the following conditions: 

  • Duration: Keep your salary direct deposited for 48 months. 
  • Tax regulations: This income is considered a cash payment and could affect your income tax return, in keeping with the applicable laws. 
  • Restrictions: The offer cannot be combined with any other direct deposit promotions (salary, freelancers or pensioners) made after 01/01/2022, or with salaries transferred from another CaixaBank account. 

If your paycheck is between €900 and €1,499.99, you can opt for the €150 net promotion with the same conditions. 

You can direct deposit your salary into the imagin app and follow these steps

  • Tap the salary banner. 
  • If you have several accounts, select the one you want to deposit it in. 
  • Let your company know so it can deposit your salary into your new imagin account. 

No, opening an account and taking out a card in imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your CaixaBank account. But if you direct deposit it now, you'll be eligible for the current promotion and get up to €250. 

To receive the €250 payment, you must first: 

  • Register for the promotion. 
  • Direct deposit your salary within 4 months of signing up. Keep in mind that transfers are not considered salaries for the purposes of this promotion. 

Once we confirm that everything is correct and that you have received a deposit labelled “salary”, we will send you the €250, which will be in your imagin account in a few days

You can invite up to 10 friends to sign up as customers with your friend code, which you will find in the imagin app. 
The people you invite have to: 

  • Download the imagin app. 
  • Enter your friend code. 
  • Sign up as customers and accept the terms and conditions.  
  • Deposit at least €5 and activate Bizum in their new imagin account. 

If your friends meet the conditions, you will receive €50 for each one, meaning you could get a total of €500 if you bring 10 friends. 

Your code doesn't expire, so you can use it whenever you want. Just keep in mind that there is a maximum of 20,000 rewards available. 

As soon as we confirm that your friends meet the conditions, we will make the payment, which will arrive between the 5th and 10th of the following month. 

Other imagin products

Mobile payment

Pay quickly and easily from your mobile.

Withdraw cash at ATMs

At over 11,000 CaixaBank ATMs.

Bizum

Immediate payments to any bank without fees.

Facilitea

The latest technology is waiting for you in our app!

We are what we do

We have been a Certified B Corporation™ since 2020. Discover more here.