Which institutions manage imagin products?

imagin markets both financial and non-financial services: Non-financial services are offered by imagin, a trade name of imaginersGen, S.A. Financial services are offered by imaginBank, a trade name of CaixaBank, and imaginersGen, S.A. acts as agent. Each product is also managed by a specific institution: Cards are offered by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (CPC), registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid). However, for credit cards CPC will have to approve your application first. The funds of payment service users are protected by depositing them in a separate account at CaixaBank, S.A. Want more details? Check out our fees at: www.caixabank.es/tarifas. Behind our accounts is CaixaBank, S.A., with Tax ID A08663619, registered at the Bank of Spain (number 2100). So you can rest easy! imagin's insurance policies are managed by different institutions depending on the type of insurance: Life insurance is offered by VidaCaixa, S.A.U. de Seguros y Reaseguros. Non-life insurance is offered by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A. acts as the exclusive banking and insurance operator of VidaCaixa and authorised agent of SegurCaixa Adeslas. It is registered in the Insurance and Reinsurance Distributors Register of the DGSFP with code OE0003 and has professional liability insurance in accordance with current legislation. CaixaBank, S.A.'s registered office is at Calle Pintor Sorolla, 2-4, 46002 Valencia, and its Tax ID is A08663619.

How does Facilitea's 0% product financing work?

We work with Facilitea Selectplace, S.A.U., so you can finance your purchases without paying interest or fees. Payment options available: Cash payment: by card. Financing: through CaixaBank, S.A. (loan) or CaixaBank Payments & Consumer (card). Straightforward example of financing: Total amount: €1,089.00 Total amount owed: €1,089.00 APR: 0% NIR: 0% Term: 10 months Monthly payments: 9 payments of €108.90 and a final payment of €108.90 Total cost of the loan: €0.00 For this loan, we use the French amortisation system in which the monthly payment is always the same. Part of the payment is principal and part is interest, which decreases as the debt is paid off.

imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Loans

Project Flow

Debit card

Account no fees

Apply for a loan
100% online from your sofa

Plus if you need help,
you can ask an expert from the app.

NRI: 8515-2025/17317

Saber más Saber más

10 rivers, one mission:
Let them flow

We’re launching a project to restore our rivers.
Vicky Gómez has already joined the movement
with a unique choreography that brings rhythm to this project.
Now we’re just missing you. Are you in?

More info More info

The perfect debit card
for your everyday life

Plus, enjoy travel benefits.
Go from 0 to 100 with the
Marc Márquez debit card.

NRI: 8208-2025/17317

More info More info

Open your account with no fees
and get up to €750 for:

IRN: 7138-2024/17317

More info More info

Get up to €750 for joining imagin

Download the app, open an account with your ID and follow the steps below:

Up to €250 when your bringing your payroll, and up to €500 when inviting your friends

Direct deposit your salary
and get up to €250

The amount you receive will depend on the salary you have paid in:

€250 if you direct deposit a salary from €1,500.

€150 if your salary is between €900 and €1,499.99.

It's that easy

To direct deposit your salary, log in to the imagin app and follow these steps:

Tap the “Switch your salary” banner.

If you have more than one account, select which one you want to direct debit to.

Let your company know so it can pay your salary into your new imagin account.

Please note that:

You are eligible for the promotion if you switch your salary in the first 4 months from when you become a customer.
You must keep your account open for at least 48 months.
Regular transfers do not count as salary.
The amount of the reward might affect your income tax return.

The promotion is valid throughout Spain and you are eligible unless you have already taken advantage of another offer for direct deposit of income (salary, self-employed or pensions) after 1 January 2022, or if the salary comes from another CaixaBank account.

Invite your friends and
get up to €500 more

Invite up to 10 friendsto enjoy the advantages of being an imagin customer by sending them your friend code (you will find it in the app). You’ll get €50 for every friend!

Once your friend receives the code, they have to complete the following steps:

Download the imagin app

Enter your friend code

Sign up as a customer

Pay in at least €5 and activate Bizum in their new imagin account

Once your friends meet these conditions, we will make the payment (you will receive it between the 5th and 10th of the following month).

Promotion valid until 20,000 rewards are paid.

Much more than an app to manage your money

All the advantages of imagin at your fingertips.

We don't have any fees!

Pay, send or receive money with your imagin account or card with no issuance or maintenance fees.

You pay, you decide

Bizum, mobile or card. Pay however you want and stay in control from the app.

A wide range of services for you

Loans, mortgages, savings, discounts... where do you want to start?

One card for all your plans

Travel, shop or withdraw money. Discover the cards that are always with you.

We take care of the planet

Join a community committed to oceans, forests and people.

Everything you'll get if you join imaginBank

Cards

If you're going to pay, do it in style and with no issuance or maintenance fees (€0).

Loans

Apply for one from €3,000 to €30,000 and pay it back over 6 to 72 months. We will need to look at your creditworthiness before we can approve your application.

Insurances

When you don't have to worry, you enjoy everything a little more!

Mortgages

Don't let money stand in the way of your dreams.

Savings

Grow your savings with complete peace of mind.

Investment

Invest without the hassle.* You choose the plan, we do the rest.

* Investments can change in value depending on the market, which means you might make or lose money. Past performance is no guarantee of future results.

We have the right account for you

Enjoy your account, whatever your age, with no maintenance fees and no interest (0% AER, 0% NIR).

imagin account

100% online and no maintenance fees.

imaginTeens account

For teenagers aged 12 to 17 who know what they want.

imaginKids account

For children aged 0 to 11 to save and have fun.

#imaginPlanet Mission:
Make a positive impact on the planet

Join the real commitment for a better planet.

Flow Project

Impact Report 2024

imaginPlanet Challenge. The 5th edition is underway!

The first “Lady in Waiting” made with recycled plastic from the sea

What a garden... of coral!

We are BCorp

All this is for you, just for being you

Discounts on what you love most, the latest technology, your favourite music, festivals and lots more plans.

Podcast by Miki Núñez

Music content and events

Discounts on what you like

A single shop

We're here for you; what do you need?

Find your ATM nearest

Chat with us whenever you want

FAQs

imagin markets both financial and non-financial services:

Non-financial services are offered by imagin, a trade name of imaginersGen, S.A.
Financial services are offered by imaginBank, a trade name of CaixaBank, and imaginersGen, S.A. acts as agent.

Each product is also managed by a specific institution:

Cards are offered by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (CPC), registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid). However, for credit cards CPC will have to approve your application first. The funds of payment service users are protected by depositing them in a separate account at CaixaBank, S.A. Want more details? Check out our fees at: www.caixabank.es/tarifas.
Behind our accounts is CaixaBank, S.A., with Tax ID A08663619, registered at the Bank of Spain (number 2100). So you can rest easy!
imagin's insurance policies are managed by different institutions depending on the type of insurance:
- Life insurance is offered by VidaCaixa, S.A.U. de Seguros y Reaseguros.
- Non-life insurance is offered by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros.

CaixaBank, S.A. acts as the exclusive banking and insurance operator of VidaCaixa and authorised agent of SegurCaixa Adeslas. It is registered in the Insurance and Reinsurance Distributors Register of the DGSFP with code OE0003 and has professional liability insurance in accordance with current legislation. CaixaBank, S.A.'s registered office is at Calle Pintor Sorolla, 2-4, 46002 Valencia, and its Tax ID is A08663619.

We work with Facilitea Selectplace, S.A.U., so you can finance your purchases without paying interest or fees.

Payment options available:

Cash payment: by card.
Financing: through CaixaBank, S.A. (loan) or CaixaBank Payments & Consumer (card).

Straightforward example of financing:

Total amount: €1,089.00
Total amount owed: €1,089.00
APR: 0%
NIR: 0%
Term: 10 months
Monthly payments: 9 payments of €108.90 and a final payment of €108.90
Total cost of the loan: €0.00

For this loan, we use the French amortisation system in which the monthly payment is always the same. Part of the payment is principal and part is interest, which decreases as the debt is paid off.