Information required by M.O. ECC/2316/2015: Account

CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

At imagin,
we are what we do.

We are not a bank like you imagine it.

We are much more than that.

Download the app to find out more.

With the imagin app, you can access a world of benefits just for you: Accounts without fees1, cards without issuance or maintenance fees2, savings and financing solutions.3 As well as exclusive discounts, charitable and environmental activities and much more.

It's a win-win

Things like these are waiting for you in our app.

Account with no maintenance fees1 (AER 0%).

Debit and credit cards with no issuance or maintenance fees.2 And also with 100% recyclable materials!

Withdraw cash for free width your debit card at more than 13,000 CaixaBank ATMs.

The latest technology with or without financing.

Pay for your purchases over 2 months free-of-charge (0% AER)4 with your MyCard. Until 30/09/2022.

Instant payments with Bizum.5

We are an app full of essentials.

Convenient, easy, intuitive, sustainable and generous.
That's the imagin app.

We are committed
to the planet and its people.

This is shown by the hundreds of sustainable and supportive
initiatives we have launched with imaginPlanet.

88,000 trees planted

100 tonnes of CO2 offset

1 tonne of plastics collected

8,000 digital volunteers

BCorp
 

As well as our
Bcorp Certified seal!

It is the only certification which measures companies' social and environmental performance.

Learn more

Want to join us?

  • 1. What do I need to sign up?

    Signing up to imagin is simple and takes less than 2 minutes. Download the imagin app, complete the short form with your main details, and create your login passwords. The documents you will need are as follows:

    • If you are a student or are employed by a company, you will just need your ID document and to follow the steps indicated.
    • If you are self-employed, as well as your ID document, you must have your self-employment information (Form 036 or 037) and documentation on your business (Form 303, 100/130 or 390, as applicable). And just like that, you're an imaginer!

    Don't know how to open your account? More information here.

  • 2. Can I sign up if I am already a CaixaBank customer?

    Of course! If you have access to CaixaBankNow, signing up to imagin will be much quicker and easier. Download the app and follow the steps to register.

    More information here.

  • 3. Can I connect through my computer?

    You can only use a smartphone with the imagin app to access all your advantages and view your transactions. The app lets you manage your money whenever and wherever you want.

We are sure you'll like this

Enjoy

Discover exclusive content and discounts.

Shop Wivai

The latest technology at top prices.

MyCard

100% recycled and perfect for travelling.

IRN: 20883-2022-17317

1. imagin, registered trademark of imaginersGen, S.A., agent of CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity that offers the bank account.The account is not remunerated (0% AER, 0% NIR).
2. Free cards with no issuance or maintenance costs. imaginersGen, S.A., agent of CaixaBank, S.A., CaixaBank, S.A., markets products of the hybrid payment entity CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. with Tax ID A-08980153, registered in the Bank of Spain Official Register of Companies under number 8776, and the entity that offers debit and credit cards. The system chosen by CAIXABANK PAYMENTS & CONSUMER to protect service users' funds is to deposit them in a separate account opened with CaixaBank S.A. The card is granted subject to analysis of the applicant's credit rating and their ability to pay, in keeping with the risk policies of CPC.
3. imagin markets both financial and non-financial services. Non-financial services are offered by imagin, a registered trademark of imaginersGen S.A. Financial services, such as the account or financing solutions, are offered by imaginBank, a registered trademark of CaixaBank, and imaginersGen S.A. acts as agent.
4. The MyCard credit card is granted subject to analysis of the applicant's credit rating and their capacity to pay the sum back, in line with CPC's risk policy. Until 30-09-2022, the customer can split all the transactions they like over two months, free-of-charge (no limit). Example of split payment calculated for a €100 purchase (total credit) split on 01-04-2022, where the first effective payment is made on 01-05-2022, split with the card over 2 months: AER 0%. NIR 0%. Total amount payable: €100. Total cost of credit (interest payments): €0. Monthly repayments: 2 instalments of €50. Instalment payments over a longer term do entail payment of interest. The split payment method consists of paying for the purchase with interest within the period you choose, between 2 and 12 months and up to 24 months for purchases over €600. The minimum purchase amount is €40 and the maximum amount is the credit limit available on your card. Representative example calculated for a purchase split on 01-04-2022 for €1,500 (total credit) with the first effective payment on 01-05-2022, split with the card over 12 months: 19.56% AER and 18.00% NIR. The total amount payable will be €1,650.23. Total cost of the credit (interest payment) will be €150.23. The monthly payments will be eleven instalments of €137.52 and a final installment of €137.51. French repayment system. You can view the prices usually applied to the banking services most frequently provided (Annex 1) at: www.caixabank.es/fees
5. To be able to send money using Bizum, both the sender and recipient must be registered for Bizum. If the recipient is not registered, an SMS will be sent to them to register and receive the money.

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