Information required by M.O. ECC/2316/2015: Account

CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Daily challenge:
to save for whatever you fancy

Set yourself a goal and start to achieve it right now by saving at your own pace.

I'm interested!

Your challenges, your way ¹

Keep in mind all the advantages before starting on your challenges.

However you want

Make regular monthly or one-time contributions.

Whenever you want

Take your savings out at any time.

Zero Cost ²

Simply log into the app and set yourself the challenge.

Total security

The money saved with the challenge is always safe.

Create my own challenge

From the app

Go to Products
Choose the Plan your future option
Go into Challenges and create a new challenge

Personalise the challenge

A name and a photo
Choose a category
Select how much you want to save and when you want to achieve the goal

Choose the contribution amount

You can make one-time or regular monthly contributions

Your challenge is now set!

Double-check the details and confirm the operation.

Download the app!

FAQS

1. What are imagin Challenges?

Challenges is your savings corner, where you can plan and personalise all your goals free of charge. From giving yourself a treat, preparing a trip or planning for a rainy day, to simply saving. You can open up to five different challenges!

2. Where do I sign up for Challenges?

From the products section of the imagin app. Click on "Plan your future" and then choose Challenges.

3. How much can I save?

A minimum of €20 and a maximum of €100,000 per challenge.

4. Can I take the money out at any time?

Yes, one advantage of Challenges is that you can increase, reduce, interrupt or withdraw all or part of your contributions at any time.

See all the questions

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We'll tell you how to become one!
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We are what we do

We go above and beyond the standards that certify us as a company with good social, environmental and corporate practices.

IRN: 6233-2023/17317
imaginBank by CaixaBank

1. "My challenge" is a type of demand current account with operational limitations intended for receiving deposits. You can set a savings goal or plan that you determine yourself (we will provide a tool through the imagin app that will let you estimate the contribution amounts and timeline to reach your savings goal).

2. In order to sign up for "My challenge", you need to have an account open in imaginbank to associate it to. The transfers set up in your savings plan will be charged to the associated account. The associated imaginbank account has a management fee of €0. Transfers between the "My challenge" account and your other accounts made through an ATM or the imagin app have a cost of €0/month. If you make a transfer at a branch, you may be charged €2 per operation. More information at www.caixabank.es. The account does not pay interest. The AER is 0%, NIR 0%.The AER is calculated for a deposit by a customer who maintains an average balance of €5,000 for one year.