imagin account

CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions. The maximum guaranteed amount is 100,000 euros per account holder.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

imagin online account
with no fees

Q: What do I have to do to direct deposit my salary?

You can direct deposit your salary into the imagin app and follow these steps: Tap the salary banner. If you have several accounts, select the one you want to deposit it in. Let your company know so it can deposit your salary into your new imagin account.

Q: Does the imagin account have fees if I don't direct deposit my salary?

No, opening an account and taking out a card in imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your CaixaBank account. But if you direct deposit it now, you'll be eligible for the current promotion and get up to €250.

Discover the online account
with no fees and get up to €750!

Download the app Download the app

This is how the imagin account works

With imaginBank, it's nothing but advantages!

Enjoy an account with no maintenance fees and no interest (0% APR, 0% NIR).
Get a free card with no issuance or maintenance fees. And pay without fees in any currency worldwide.
Share your account with up to 5 people. You decide who to share your expenses and savings with.
Have a positive impact on the planet. We collect more than 100 t of marine and ocean plastic.
Live with imaginMusic. Connect with your favourite artists, access exclusive videos, interviews, playlists and much more.
Receive or send money instantly via Bizum to any other Bizum user. If they're not on Bizum yet, they will receive an SMS to sign up.

Get up to €250
when you direct deposit your paycheck

Sign up on the app and direct deposit your salary within 4 months. You will receive the relevant reward in a few days. Please note that:

Transfers are not considered salaries for the purposes of this promotion.
You must keep your imagin account for at least 48 months.

The amount you receive will depend on the salary you deposit:

€250 if you direct deposit a salary of €1,500 or more.
€150 If your salary is between €900 and €1,499.99.

Direct depositing your salary
into your imagin account in 4 steps

1

Log in to the imagin app and tap “Apply”.

2

Click on the salary banner.

3

Do you have more than one account? Select which one to direct deposit your salary into.

4

Let your company know, you can use the template provided.

Download the app Download the app

Get up to €500 for
inviting your friends

Invite up to 10 friends to enjoy the advantages of being an imagin customer by sending them your friend code (you will find it in the app). You'll get €50 for every friend!

Once your friend receives the code, they have to complete the following steps:

Download the imagin app.
Enter your "friend code".
Sign up as a customer.
Deposit at least €5 and activate Bizum in their new imagin account.
Once your friends meet these conditions, we will make the payment (you will receive it between the 5th and 10th of the following month).
Promotion valid until 20,000 rewards are paid.

Share your account
with anyone you want

Share your imagin account with up to 5 people and enjoy:

Easier management of your expenses and savings.
All the flexibility you need to get the most from your money.

Download the app Download the app

Travel wherever you want
with your imagin card

Choose the destination,
and take your card with you:

Pay without fees in any currency worldwide.
Withdraw cash outside Spain with no fees from imagin. Keep in mind that the bank that owns the ATM may charge you for withdrawing cash.

Get your debit card at home completely free of charge

And if you're moving to Spain,
open your account for foreigners

An account to make your arrival easier!

Open it from wherever you are, 100% online.
Send and receive money instantly with Bizum.
Direct deposit your salary and pay your invoices and taxes automatically.
Get information in 3 languages: English, Spanish or Catalan.
Pay with your imagin card in any currency in the world, with no issuance or maintenance fees.

More info More info

Plus, enjoy these advantages

Track your expenses and transactions from anywhere with your mobile.

Extra benefits, such as discounts, concerts and much more.

Withdraw cash on debit with no fees at over 11,000 CaixaBank ATMs.

Open your imagin account in 3 steps

Find out how to open it easily.

1

Download the imagin app and, if you're not a customer yet, sign up.

2

Confirm your identity with your DNI or NIE.

3

Fill in some employment details, sign, and you're done!

Your new fee-free account is now active and ready to be used.

See more information on your account in these documents:

Fee Information Document

Pre-contractual information

FAQs about the imagin account

How can you get €750?

Yes, when you open your imagin account with no fees, you could get up to €750:

Up to €250 when you direct deposit your salary (offer valid in all of Spain).
€500 if 10 friends of yours use your “friend code” when they register with imagin (€50 for each friend).

It's explained in detail in the following questions.

What conditions must the salary meet to get the €250?

To receive the €250 net, you have to direct deposit a salary of €1,500 or more into an account opened with imaginBank.

You must also meet the following conditions:

Duration: Keep your salary direct deposited for 48 months.
Tax regulations: This income is considered a cash payment and could affect your income tax return, in keeping with the applicable laws.
Restrictions: The offer cannot be combined with any other direct deposit promotions (salary, freelancers or pensioners) made after 01/01/2022, or with salaries transferred from another CaixaBank account.

If your paycheck is between €900 and €1,499.99, you can opt for the €150 net promotion with the same conditions.

What do I have to do to direct deposit my salary?

You can direct deposit your salary into the imagin app and follow these steps:

Tap the salary banner.
If you have several accounts, select the one you want to deposit it in.
Let your company know so it can deposit your salary into your new imagin account.

Does the imagin account have fees if I don't direct deposit my salary?

No, opening an account and taking out a card in imagin won't cost you anything, regardless of whether you receive your salary by direct deposit in your CaixaBank account. But if you direct deposit it now, you'll be eligible for the current promotion and get up to €250.

¿Cuándo se recibe el pago de 250 € por domiciliar mi nómina?

Para recibir el pago de 250 € primero debes:

Inscribirte en la promoción.
Domiciliar tu nómina antes de que pasen 4 meses desde la inscripción. Ten en cuenta que las transferencias no se consideran nóminas para esta promoción.

Una vez revisemos que todo está correcto y que has recibido un ingreso con el concepto “nómina”, te enviaremos los 250 € y en pocos días lo tendrás en tu cuenta imagin.