Fee-free imagin
bank accounts

1. No account maintenance fee. The account has no costs 0% AER, 0% NIR. CaixaBank, S.A., with tax ID A08663619, listed in the Special Administrative Registry of the Bank of Spain under number 2100 is the entity that offers the bank account. imaginersGen S.A., agent of CaixaBank S.A.

2. No card issuance or maintenance fee. The hybrid payment entity, CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (hereinafter CPC), domiciled at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), offers the credit/debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the credit card subject to approval by CPC. CaixaBank markets the products of CPC.

3. CaixaBank will never charge you a fee for using your card to take money out at an ATM.

4. You will be deemed to have received a paycheck when you receive a payment described as such. Transfers are not considered paychecks for the purposes of this campaign.

5. Offer of €50 net valid throughout the national territory for new payroll direct debits from €400 to €999.99 in an account opened at imaginBank, with a duration of 12 months. Offer of €150 net valid throughout the national territory for new payroll direct debits of €1,000 or more in an account opened at imaginBank, with a duration of 48 months. In any of these cases, the income is considered monetary remuneration, so it may be affected by current tax regulations in the event that you have to file an income tax return. Not cumulative with other income direct debit promotions (payroll, self-employed or pensions) carried out after 01/01/2022 or with direct debit payrolls that come from another CaixaBank account.

6. imaginTeens, registered trademark of CaixaBank, S.A., with tax ID A08663619, listed in the Special Administrative Registry of the Bank of Spain under number 2100, is the entity that offers the imaginTeens account.

7. imaginKids, registered trademark of CaixaBank, S.A., with tax ID A08663619, listed in the Special Administrative Registry of the Bank of Spain under number 2100, is the entity that offers the imaginKids account.

8. Product advertised: debit, prepaid and credit cards. CaixaBank, S.A. acts as the agent of the payment entity Global Payments MoneyToPay, EDE, S.L., (“M2P”), domiciled at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), that offers the prepaid cards. The system chosen by M2P to protect the funds of users of its payment services is to deposit them in a separate account open in CaixaBank S.A. CaixaBank S.A., marketer of the hybrid payment entity CaixaBank Payments and Consumer, E.F.C., E.P, S.A.U., (hereinafter CPC), domiciled at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), that offers the debit and credit cards. Issuance of the credit card subject to approval by CPC.