Information required by M.O. ECC/2316/2015: Account

CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Open your account with no fees
and get up to €400

No matter how you are, imagin does pay off!

Your imaginBank account!

100% mobile bank account with no fees.
An account with nothing but advantages!

Account ¹ with no maintenance fees.

Free card ² with no issuance or maintenance fees.

You can get up to €400 by direct depositing your payroll ⁴ and inviting friends.

Withdraw cash for free with your debit card at more than 13,000 CaixaBank ATMs.

Your most controlled income and sepnding in your day-to-day operations.

Take up to €400!

Get up to €150! ³

For bringing your payroll and enjoy all the advantages.

Get up to €250 inviting your friends! ⁵

Up to a maximum of 20,000 rewards, they run out fast!

How to create your online account?

Create your username to log into the imagin app.

Verify your identity with your DNI, NIE or passport to open your imaginBank account.

Fill in some employment details, sign and you're done!

Extra step!
Bring up your payroll
and invite friends.

What can you do
with your imaginBank account?

Get exclusive discounts
Get access to products that will make your life easier.
Share expenses with your friends.
Send and receive money instantly.

Open commissions information document

Open pre-contractual information

Do you have any questions?

1. How can I change my salary direct deposit account?

Transferring your salary direct deposit to imagin is as simple as informing your company's human resources department of the new account number where you want to receive your salary from now on.

2. What do I get for direct depositing my salary in imagin?

There are many advantages to direct depositing your salary with us:

You'll be able to track your income and expenses all in one app.
You'll get better financing conditions for your upcoming projects.

3. When will I receive my financial incentive?

Once your first paycheck is direct deposited in imagin, if you meet the necessary conditions, you will receive the incentive in the next few days.

4. If I don't direct deposit my salary, will you charge me fees when I open my account?

No, opening an account and taking out a card in imagin won't cost you anything, whether or not you direct deposit your salary with us.
But for a limited time, if you open an imagin account and you direct deposit your salary, you could get up to €150.

5. When will I receive the financial incentive of up to €150 for direct depositing my salary?

Once your first paycheck is direct deposited in your imaginBank account, we will make sure that everything is correct and if it is, you'll get your financial incentive a few days later.

Frequently asked questions about accounts
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Frequently asked questions about cards
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IRN: 5916-2023/17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. No account maintenance fee. The account is not remunerated 0% AER, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

2. No card issuance or maintenance fee. The hybrid payment entity, CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (hereinafter CPC), domiciled at Avenida de Manoteras nº 20, Edificio París (28050 Madrid), offers the credit/debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the credit card subject to approval by CPC. CaixaBank markets the products of CPC.

3. Offer of €50 valid throughout the national territory for new payroll direct debits of up to €1,000 in an account opened at imaginBank, with a 12-month term. Offer of €150 valid throughout the national territory for new payroll direct debits from €1,000 or more in an account opened at imaginBank, with a 48-month term. The penalty for non-compliance with the stay period will be the value of the income multiplied by the % of the stay period completed. In any of these cases, the income is considered monetary remuneration, so it may be affected by current tax regulations in in case you have to make the income statement. Not combinable with other direct debit promotions (payroll, self-employed or pensions) made after 01/01/2021 or with direct debit payrolls that come from another CaixaBank account. More information at www.imagin.com.

4. You will be deemed to have received a paycheck when you receive a payment described as such. Transfers are not considered paychecks for the purposes of this campaign.

5. The offer consists of paying you €25 for each person who registers as a new imaginBank customer using the friend code you will find in the app when you register. To get the money, the person you invite has to i) open an account, ii) have a minimum of €5 in the account, and iii) activate the Bizum service. The maximum we will pay you for this offer is €250 (10 friends). Account offered by Caixabank S.A.

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Open your account with no fees
and get up to €400

Your imaginBank account!