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By opening your imagin account with no fees, you can get up to €750:

• Up to €250 by setting up your salary direct deposit, that is, when you receive income with that concept. The offer is valid throughout the national territory.
• €500 if 10 of your friends use your "friend code" when signing up for imagin (€50 for each friend).

We explain it in detail in the following questions.

To receive the net €250, you must set up a salary direct deposit of €1,500 or more into an account opened with imaginBank. Please note that transfers are not considered salary payments for this campaign.
In addition, the following conditions must be met:

• Commitment period: Keep the salary direct deposit active for 48 months.
• Tax regulations: This payment is considered monetary remuneration and could affect your income tax return according to current regulations.
• Incompatibilities: The offer cannot be combined with other income direct deposit promotions (salary, self-employed income or pensions) carried out after 01/01/2022, nor with salary payments coming from other CaixaBank accounts.

If your salary is between €900 and €1,499.99, you may qualify for the net €150 promotion under the same conditions.

You may invite a maximum of 10 friends to sign up as customers using your "friend code", which you will find in the imagin app.
The people you invite must:

• Download the imagin app.
• Enter your friend code during the customer sign-up process.
• Deposit at least €50 into the account.
• Make a minimum of three card transactions.
• Activate Bizum.

If your friends meet the conditions, you will receive €50 for each of them, so you can receive a total of €500 if you bring 10 friends.

The imagin MyCard, imagin Credit and imagin Debit cards are marketed by imagin, the commercial brand of imaginersGen, S.A., agent of CaixaBank, S.A. These cards are issued by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. (CPC), with registered address at Av. de Manoteras, 20, Madrid. The system selected by CPC for protecting the funds of payment service users consists of depositing those funds in a separate account opened at CaixaBank. imagin cards have no issuance or maintenance fees (€0). Their approval is subject to prior authorisation by CPC, depending on the type of card to be contracted. The prices usually applied to the most common banking services can be consulted in Annex 1 available at www.caixabank.es/tariffs. The issuance of the card is subject to prior approval by CPC.

Less than you imagine: being of legal age, having a valid identity document (ID card, foreign identity number or passport), and a mobile phone.
At imagin, the entire process is digital. You take a photo of your document, a selfie to verify that it is you, and that's it. No branch, no appointment and no paperwork.

Closing an account has no cost. No bank can charge you for cancelling your account: regulations expressly prohibit it.
A different matter is any outstanding amounts at the time of closing. If you have maintenance fees already accrued, a card with an annual fee in progress, or an overdraft, you will have to settle those before closing. It is not a fee for closing: it is what you already owed.

Yes. A passport is a valid and sufficient identity document.
If you do not reside in the country, you will probably also be asked for a document proving your tax residence. But the passport alone is enough to identify yourself.

There is no legal limit. What exists are two different things that are often confused:
Your bank's limit. Each institution sets its own daily or per-transaction limit in the app. It can usually be increased.
Anti-money laundering controls. From €3,000 onwards, institutions report the transaction to the authorities. It is not a limit or a prohibition: it is an automatic procedure that requires nothing from you. For large transfers, you may be asked to justify the origin of the money.
And one note: between private individuals, cash payments have a legal limit. Transfers do not.

The IBAN is the number that uniquely identifies your account. It is what you provide when someone needs to transfer money to you.
It has 24 characters: two country letters, two check digits and the 20 numbers of your account.
You can find it in your app, on your account screen. You can copy it or share it directly from there.

The account holder is the owner of the account and the money. They decide, contract and close.
The authorised user may use the account (withdraw money, make payments) but is not the owner. They cannot close it, change conditions or add anyone else. And their authorisation ends the moment the account holder decides.
The difference matters: if the account holder dies, the authorised user loses access immediately.

Opening an account does not depend on how much you earn or what your profession is. You need identification, legal age and little else.
A different matter is linked products (a mortgage, a loan), where your repayment capacity is assessed. But the account itself has no income requirement.