Information required by M.O. ECC/2316/2015: Account

CaixaBank is part of the Deposit Guarantee Fund of Credit Institutions provided for in Royal Decree 16/2011 of 14th October 2011. The maximum amount guaranteed is €100,000 per depositor with each bank.

1/6

This number indicates the risk of the product, where 1/6 is the lowest risk and 6/6 the highest risk.

Your imaginBank account

100% mobile bank account with no fees.

An account with all the advantages!

Account ¹ with no maintenance fees.

Free card ² with no issuing or maintenance costs.

Withdraw cash for free with your debit card at more than 11,000 CaixaBank ATMs.

Your most controlled income and sepnding in your day-to-day operations.

Saving, investing and financing all from the imagin app.

Now, direct depositing your paycheck ³
with us has a double prize!

Yes

Get up to
€150 ⁴

+€150

You'll get up to €150 just for direct depositing your paycheck with imagin

+

Yes

Clean 100 tonnes
of plastics from the sea ⁵

-100 tonnes

You direct deposit your paycheck, and we'll clean up 100 tn of ocean plastic until the end of the year.

Open your account in a few steps

Create your username to log into the imagin app.

Verify your identity with your DNI, NIE or passport to open your imaginBank account.

Fill in some employment details, sign and you're done!

Extra step!
direct deposit your salary. ³

What can you do
with your imaginBank account?

Get exclusive discounts
Get access to products that will make your life easier.
Share expenses with your friends.
Send and receive money instantly.

¿Tienes alguna duda?

1. How can I change my salary direct deposit account?

Transferring your salary direct deposit to imagin is as simple as informing your company's human resources department of the new account number where you want to receive your salary from now on.

2. What do I get for direct depositing my salary in imagin?

There are many advantages to direct depositing your salary with us:

You'll be able to track your income and expenses all in one app.
You'll get better financing conditions for your upcoming projects.

3. When will I receive my financial incentive?

Once your first paycheck is direct deposited in imagin, if you meet the necessary conditions, you will receive the incentive in the next few days.

4. If I don't direct deposit my salary, will you charge me fees when I open my account?

No, opening an account and taking out a card in imagin won't cost you anything, whether or not you direct deposit your salary with us.
But for a limited time, if you open an imagin account and you direct deposit your salary, you could get up to €150 and take part in the imagin sustainable challenge to collect ocean plastic.

5. When will I receive the financial incentive of up to €150 for direct depositing my salary?

Once your first paycheck is direct deposited in your imaginBank account, we will make sure that everything is correct and if it is, you'll get your financial incentive a few days later.
And don't forget that you will be taking part directly in the sustainable challenge of collecting ocean plastic. Thanks for helping the planet!

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NRI: 22177-2023-17317
imaginBank by CaixaBank. Imagin, trade name of imaginersGen, S.A., an agent of CaixaBank, S.A.

1. No account issuance or maintenance fee. The account is not remunerated 0% AER, 0% NIR. CaixaBank, S.A., with Tax ID A08663619, registered in the Special Administrative Register of the Bank of Spain, under code 2100, is the entity offering the bank account.

2. No card issuance or maintenance fee. The hybrid payment entity, CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. (hereinafter CPC), with VAT No A-08980153 and registered in the Bank of Spain Official Register of Companies under code 8776, offers the credit/debit card. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the credit card subject to approval by CPC. CaixaBank markets the products of CPC.

3. You will be deemed to have received a paycheck when you receive a payment described as such. Transfers are not considered paychecks for the purposes of this campaign.

4. €50 promotion valid for newly direct deposited paychecks of up to €1000 in an account opened in imaginBank, with a 12-month commitment. €150 promotion valid for newly direct deposited paychecks of at least €1000 in an account opened in imaginBank, with a 48-month commitment. The penalty for not complying with the commitment period will be the value of the deposit multiplied by the % of the commitment period completed. In either case, the bonus is considered monetary income, and may thus be subject to the applicable tax laws if you have to file an income tax return. Offer cannot be combined with any other direct deposit promotion (paycheck, freelancers or pensioners) made after 01-01-2021, or with direct deposited income that originates in another CaixaBank account.

5. Terms and Conditions of the 100TN challenge: For every salary direct deposited into an imagin account (CaixaBank S.A. is the bank that offers the account) - in compliance with the conditions - ImaginersGen S.A. will allocate the financial amount necessary to remove 1 kg of plastic from the sea until reaching 100 tonnes of plastic at the end of the year.

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